आयुः कर्म च वित्तं च विद्या निधनम् एव च |
पञ्चैतानि हि सृज्यन्ते गर्भस्थस्यैव देहिनः ||

āyuḥ karma ca vittaṁ ca vidyā nidhanam eva ca |
pañcaitāni hi sṛjyante garbhasthasyaiva dehinaḥ ||
(Cāṇakya-nīti: 4.1; cited in Hitopadeśa: 1.27)

“Lifespan, karma, wealth, learning, and death—these five are created for the bearer of the body [i.e.,the jīvātmā) while situated in the womb [i.e., these five are set out for a living being from the time of their birth].”

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