अप्रगल्भस्य या विद्या कृपणस्य च यद्धनम् ।
यच्च बाहुबलं भीरोर्व्यर्थमेतत्त्रयं भुवि ॥
apragalbhasya yā vidyā kṛpaṇasya ca yad dhanam |
yac ca bāhu-balaṁ bhīror vyartham etat trayaṁ bhuvi ||
(Mahāsubhāṣita-saṅgraha: 2153)
“The knowledge of the timid, the wealth of the miserly, and the arm-strength of the cowardly—these three are useless in the world [because they are never applied and thus never fulfill their potential].”