pūrva-janma-kṛtaṁ karma
pūrva-janma-kṛtaṁ karma tad daivam iti kathyate |
tasmāt puruṣakāreṇa yatnaṁ kuryād atandritaḥ ||
(Hitopadeśa: 1.31)
“Karma accrued in previous births is called daiva (“destiny”). Therefore, endeavor with virility and without sloth.”